Rent Protection

Peace of mind for Landlords

Rent protection for Landlords

Our thorough vetting process ensures we let your property to the best possible tenants, however nobody can truly predict what the future holds, and life has a way of throwing a curve ball now and again.

The most common causes of non-payment of rent are relationships breaking down, people suddenly losing their job or a change in circumstance which may affect their ability to pay the bills such as a health issue.

To give landlords peace of mind in an uncertain world, scottfraser offer a number of rent protection plans, including legal expenses, as an optional extra in our management services. In the event of rent arrears we will make sure that you suffer no disruption to your income or financial loss.

We recently asked a landlord for their experience when they had to take advantage of the plan:

“We were the victims of a tenant who stopped paying their Rent with no explanation or contact with us, the situation dragged on for several months and resulted in the tenant leaving.

The guaranteed rent scheme kicked in smoothly when the issue first arose and was seamlessly managed by the scottfraser staff.

The guarantee scheme paid out several thousand pounds in rent payments and also covered the legal fees for the eviction process. Without it, we would have been in serious financial problems, with it, even with the costs of removing the damaged furniture and deep cleaning and redecorating the property we were able to deal with the situation and get the property re-let.”
J.H – Landlord

To download a guide to our available plans please click here.

Here are a number of examples where our protection plans really made a difference to landlords:

A property was let to a married couple both working in Oxford, unfortunately their marriage broke down and they separated, with the husband moving out. Unable to keep up with the rent payments the remaining tenant fell into arrears. When the tenancy came to a natural end they did not have any onward accommodation to move to and thus overstayed the end date.

To total costs to cover this came to £7,000 along with an additional £2,000 in legal fees – all covered by the landlords protection plan.


In another instance a tenant was made redundant and had no other means of paying the rent. As the landlord was covered by a scottfraser protection plan, scottfraser continued to pay the monthly rent on time and the landlord suffered no loss of income.

The total amount covered came to £3,600, this time with no need for legal expenses due to a mutual agreement to surrender the tenancy earlier than the original end date.


In a slightly different situation a landlord needed to take their property back at the end of a tenancy, however the tenant refused to move out after being served notice.

The rent continued to be paid on time but the legal costs associated to see through the possession order were in excess of £3,000 and the process took 6 months. All of which was covered in the landlords protection plan.


If you are interested in taking up a scottfraser rent protection plan please discuss the option with your Lettings Manager. More information on our available plans can be downloaded below.

Our Protection Plans

Full details of our cover for landlords.

Click Here