Landlord Insurance Services

What is landlord insurance?

As a landlord, looking after your investment should the worst happen is essential. Whether you're facing unpaid rent, fire or flood damage, Bode Insurance Solutions provides protection beyond standard home insurance to cover landlords and their properties.

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Speak to one of our friendly agents for tailored advice.

What does landlord insurance cover?

Theft, fire and flood damage
Tenant caused damage to the property
Contents damage, including furnishings
Loss of income from unpaid rent
Contingency cover for tenant non-disclosure

Do you need landlord insurance cover?

Our sister company Bode Insurance Solutions will give you expert advice on landlord insurance that flexes to suit your needs. Whether you have one property or many, Bode Insurance has the product to suit you.

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Choose scottfraser for insurance

Scottfraser is an introducer-appointed representative of Bode Insurance Solutions. You can get a Landlord Insurance quote online or call 01903 890 044 (calls charged at local rate).

Bode has understandable, fully comprehensive Landlord Insurance, which offers essential protection for your property investment.

We recently used Scott Fraser to sell and buy. Owen was helpful, communicative, and a genuinely nice person. I would highly recommend.

Brynn Alcraft

6 days ago

Working with Hannah was an absolute pleasure from start to finish! She is everything you could want in a real estate agent: knowledgeable, patient and had great communication. From our first viewing, she took the time to understand exactly what we were looking for and guided me through every step of the renting process and the different options. We viewed a few different properties to find the one that was best for us and the ones we viewed with Hannah were the most memorable and where we ended up choosing. Hannah’s communication was top-notch. she was always quick to respond, answered every question thoroughly, and made sure we felt comfortable and confident at each stage. She went above and beyond to make the experience smooth and even enjoyable. I never felt pressured, just supported by someone who genuinely wanted the best for me. I would not choose to work with anyone else.

James M

16 days ago

Landlord Insurance FAQs

No, landlord insurance isn't legally required, but standard home insurance won't cover rental activities. Most mortgage lenders require specialised landlord insurance if you're letting the property, making it essential for most property investors.

Landlord insurance specifically covers rental-related risks that standard policies don't, including loss of rental income, liability protection for tenant injuries, and damage caused by tenants. It's designed to protect your investment property as a business asset.

Yes, landlord insurance typically covers malicious and accidental damage caused by tenants. This protection is crucial for safeguarding your property against potentially costly repairs that wouldn't be covered by standard home insurance.

The cost varies based on factors like property value, location, level of cover needed, and number of properties. Bode Insurance Solutions can provide a tailored quote based on your specific circumstances and requirements.

Yes, Bode Insurance Solutions offers multi-property landlord insurance, which can provide comprehensive coverage for your entire portfolio, often at better rates than insuring properties individually.

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Disclaimer:

Leaders T/A Scottfraser is an introducer appointed representative of Bode Insurance Solutions (company no 03101637) Registered Address: Crowthorne House, Nine Mile Ride, Wokingham, Berkshire, RG40 3GZ.

Bode Insurance Solutions Limited are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference 313541. You may check this on the Financial Services Register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0800 111 6768

Everything you need in one place

With connections to mortgage advisors, surveyors, auctioneers and more, we offer clients everything under one roof to make processes quicker and smoother.