September 04, 2015
scottfraser Blog: The Value of Routine...
Follwing the successful letting of your property to the perfect tenants for your property, we have handed over the keys and the independent inventory has been signed, sealed and delivered…
But what happens next to keep you up to date with the condition of your property?
July 24, 2015
Umbrella Selfie Competition Winners!
Last year, we launched the scottfraser #umbrellaseflie competition!
You can read more about the competition here.
We had a range of locations, including Oxford Natural History Museum, Long Whittenham Primary, Royal Albert Hall, Witney Market Place, Bristol Suspension Bridge, the O2 Arena and the London Eye! Here are a selection of our favourites.
We are pleased to announce that the winners were David and Julie Miles, from Oxford, from an early entry into the competition - they made our umbrella travel the further, to Christchurch Harbour. They recently popped into Head Office on Lime Walk to see David Blythman, Managing Director, and to collect their prize - an iPad mini and a bottle of champagne!
July 17, 2015
scottfraser Blog: Inheritance Tax...
The announcement of a £1 million threshold before paying inheritance tax certainly grabbed the headlines but, as ever, it is worth sifting through the detail.
Inheritance tax is paid on any assets you leave behind, including property and savings, at a rate of 40%. However, each individual has an allowance of £325,000 which can be passed on without the beneficiaries paying tax on it. This allowance can also be passed from one deceased partner to the other and added together giving a tax free amount of £650,000 currently.
July 14, 2015
scottfraser Blog: Chancellor announces...
Last week it was announced by George Osbourne that tax relief on mortgage interest payments will be reduced over a phased four year process from April 2017.
Income tax payers in the higher tax band (40% & 45%) will be hardest hit as they lose the ability to claim relief at their payable rate. The news could however be worse as tax relief will remain available on mortgage interest payments although this will be restricted to the basic rate of 20%.
June 29, 2015
scottfraser Blog: Headington Family...
With summer now upon us the rental market is once again moving fast with new tenants looking to find their perfect home - a market trend that attracts investors looking to capitalise on an overall steady Oxford demand.
June 08, 2015
scottfraser Blog: The Impact of Energy...
Energy is an expensive yet essential commodity for every household and so naturally homeowners are on the lookout for the best tariff available to help temper costs. This is however unfortunately doing little to stop annual bills increasing. Energy prices have been high since British Gas lead price rises with an increase of 35% in 2008, and things haven’t really slowed down since. With energy demand predicted to rise 35% by 2040 it is likely that, with this increased demand, prices will continue to rise.
"Almost 40% of the UK’s energy consumption and carbon emissions come from the way our buildings are lit, heated and used" (Read more)
This statistic was the catalyst in the birth of the EPC (Energy Performance Certificate) in 2007 as part of the Energy Performance of Buildings Directive which is to promote the energy performance of buildings and reduce carbon emissions whilst simultaneously tackling climate change. Since its introduction several amendments have been made such as all newly built homes requiring an EPC upon completion, validity of EPCs extending from 3 years to 10 years and a Green Deal plan which was introduced in 2013.
The Green Deal plan is an...