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An open letter to Mr Hammond

November 03, 2017


An open letter to Mr Hammond

David Blythman Managing Director of Scottfraser writes an open letter to the Chancellor of the Exchequer ahead of the autumn budget.





Advice to landlords on recent tax changes affecting Buy to Let

July 13, 2017


Advice to landlords on recent tax...

Tax relief previously available for mortgage interest costs will soon be restricted to the basic rate of income tax (20%). All landlords currently utilising the ability to offset mortgage interest costs will be affected but higher and additional-rate taxpayers with mortgage costs exceeding 75% of rental income will be most severely impacted.





scottfraser Blog: Vote for Housing

May 04, 2017


scottfraser Blog: Vote for Housing

No doubt Brexit, the economy and the NHS will dominate the 2017 general election. Energy, education and defence should also get a strong look-in while the devolved governments will be trying to get as much air time as possible. But do spare a thought for housing, as, on the evidence of the recent past, it doesn't look as if any of the political party's will.


Over the past nineteen years, and during the tenure of four prime ministers – Blair, Brown, Cameron and May – there have been no fewer than fourteen housing ministers.


This post seems to have become a stepping-stone for ministers who are either on an upwardly mobile career path or heading in the opposite direction into the political wilderness. That such an important part of our daily lives can be dealt with in such a perfunctory way seems short sighted and negative to most outside Westminster. Property is a national obsession yet the politicians seem to treat it as a short stop to somewhere else. Property also provides important jobs and revenue through allied industries such as furniture, flooring, lighting and decorating, and in the service sector – finance, legal, surveying, etc.

 





scottfraser Blog: The Changing Buy to Let Market

March 01, 2017


scottfraser Blog: The Changing Buy to...

There is no hiding from the fact that the buy to let market is changing. In this article we will look at recent changes and assess the extent of their likely impact on Oxfordshire’s resilient property market.

 





New Mortgage Partnership with Heron Financial

March 01, 2017


New Mortgage Partnership with Heron...

We are delighted to share with you that Heron Financial and scottfraser are about to embark on a new relationship which will result in scottfraser being able to further support clients with the services of an Independent Mortgage & Insurance Broker.

 





scottfraser Blog | Is this the end of home ownership?

March 01, 2017


scottfraser Blog | Is this the end of...

The latest Housing White Paper has seemingly turned its back on the ideals of turning generation rent into generation buy. Build to rent schemes are to be prioritised, the landlord’s margins are being squeezed and we know that Oxford is now the least affordable location in the UK to buy a property.

 





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